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Dear Penny: How Do I Get My 19-Year-Old to Stop Blowing Her Paycheck?

As always, great advice to pass along from The Penny Hoarder. It's never too early to start teaching your child or young adult about financial responsibility.

How To Make the Tax Code Work For You

By May 20, 2022, over 145 million taxpayers had dutifully filed their federal income tax returns.1 And they all made decisions about deductions and credits – whether or not they realized it.When you take the time to learn...

Eight Mistakes That Can Upend Your Retirement

Do you know if you are on the right track for a successful retirement? Our advisors can help!

5 Ways Gig Economy Workers Can Save for Retirement

Check out these ideas to begin planning for your retirement, whether you work in the gig economy, or for a traditional employer.

9 Energy-Efficient Home Improvements That Also Save You Money

Beat the summer heat! Check out these ideas to improve your home's energy-efficiency, and save money throughout the year.

Financial Responsibility Is Self-Care. 6 Ways to Treat Yourself (and Your Wallet) This Week

Got a Side Hustle? Here’s What You Need to Know in 2022.

How to Budget: A Step-by-Step Guide You Can Actually Stick to

Budgeting can sometimes be a buzzkill. But you can’t just go around treating yourself every day without regard to how much money is in your bank account. That is, unless you’re okay with struggling to make it to the next...

Here’s Your Month-by-Month Guide to the Best Time to Buy Almost Everything

Some purchases are tough to plan: car repairs, patches for a leaky roof, a working furnace right before the big snowstorm hits. But more often than not, you can plan ahead for life’s necessities — and some non-necessities,...

How to Create a Retirement Budget So You Don’t Run Out of Money

You’ve spent decades in the workforce earning a living, your schedule dictated by the demands of the job. All the while, you’ve been steadily adding to your savings so that one day you could get to this point. Retirement....

How To Make a Budget (and Stick To It) When Times Are Turbulent

Let’s face it: 2020 has been anything but predictable, and your bank account might be seeing the side effects. A budget can definitely help you iron out the financial wrinkles, but making one — and actually sticking to it...

5 Tips for Adjusting Your Budget When You’re Facing a Crisis

Getting through a tough time often requires making sacrifices — including financial ones. A serious illness, the death of a family member, unexpected emergencies and job loss create precarious situations that force people to...

The 5 Most Important Factors For Sound Investment

If you’re new to investing, it’s pretty easy to feel overwhelmed. The factors of sound investment may seem complicated, but here’s the truth: It doesn’t take a Ph.D. in finance to be a good investor. In fact,...

8 Easy Ways To Save Money On Groceries Without Coupons

Believe it or not, the average American household spends 12.5% or just over $7,000.00 on their food budget alone, annually. Crazy, right? As the prices of grocery products increase year after year, people will spend more money on...

16 Small Steps You Can Take Now to Improve Your Finances

You have all kinds of financial goals you want to achieve, but where should you begin? There are so many different aspects of money management that it can be difficult to find a starting point when trying to achieve financial success....

How to Tackle Your Summer Vacation Credit Card Debt

It's easy to rack up credit card debt while on summer vacation. After all, finances are probably the last thing on your mind, and you have a handy credit card in your wallet whenever you need something. You can sit back with a...

4 Healthy Money Moves to Teach Your Kids

Many parents underestimate just how many things they have to teach a child. From the early basics of manners and potty training to more advanced things, such as having empathy and how to deal with hard life situations, the list goes on...

4 Retirement Planning Moves Every 20-Something Must Make

When you're in your 20s, retirement seems pretty far in the future. But you might be surprised: The end of your working days isn't as far away as you think. Even though you're just starting out in your career, you should be taking...

How to Determine If Your Finances Are Ready for a Big Purchase

Maybe you're ready to make an offer on that dream home down the street. Maybe you're eying a new car for that long commute to work. Or, maybe you just want to plunk down a few thousand dollars on a fancy vacation or the latest gadget....

Saving for Retirement: Tips for All Ages

At each stage of life, you'll be taking on different financial responsibilities and setting new goals. Regardless of how old you are, it's important to always view your finances through a long-term lens. Budgeting for a big purchase or...

Planning for the Expected

Perhaps Bette Davis said it best when she observed, “Old age is no place for sissies.” ¹ The challenges seniors have met throughout their lives have made them wiser and stronger, preparing them for the unique...

Tips to Prevent the #1 Cause of Marital Rift

In a recent study, 35% of people experiencing relationship stress said money was the primary reason. This could help explain why some experts say financial problems are the #1 reason marriages fail.1,2 Fortunately, couples may be able...